Protect Your Family Before a Car Accident

By Greg Jimeno, Attorney

It seems like you cannot watch television these days without seeing a commercial for insurance companies telling you how much money you can save on your car insurance if you sign up with them. Nobody likes to spend more on their car insurance that they need to. However, let me encourage you to spend a few extra dollars per month to increase the limits of the uninsured motorist coverage on your car insurance.

Uninsured motorist coverage could provide payments to you and your family in the event that you are severely injured in an automobile accident by another person. This coverage comes into play not only if you are hit by a person who has no insurance but also if you are hit by a person who does not have enough insurance to pay for all the damages they caused. The uninsured motorist coverage payments could include money for past medical bills, future medical treatment and lost wages.

Too often our firm has represented accident victims who have suffered serious, life-altering injures but do not have enough insurance available to cover their losses. The common response from these victims is that they wished someone would have explained to them, before the accident, how important it was to increase the uninsured motorist coverage on their car insurance policy. You simply cannot assume that other drivers on the roads are carrying enough insurance to cover your damages if they cause an accident that injures you or your family.

In order to ensure that you and your family are fully protected if you are involved in an automobile accident, call your insurance agent today and ask to increase your uninsured motorist coverage. It might cost a little more in insurance premiums but it is a small price to pay for the peace of mind that comes with knowing that your family is protected.