Workplace Injuries Lead to Complex Legal Battles

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Workplace Injuries Lead to Complex Legal Battles

Workplace injuries aren’t as uncommon as you think.

In fact, when they do happen to you… Dealing with insurance companies and employers leads to an even bigger injury. Fighting for what you deserve.

Denied claims. Insurance headaches. Employer fighting. There’s a lot that comes after the accident.

So what should have been simple turns into a legal nightmare.

The problem is… Most workers aren’t expecting this fight. They think their insurance will cover everything. But unfortunately, that’s not always the case.

Per newest BLS information released, there have already been over 2.5 million injury and illness cases recorded by private industry employers in 2024. That’s 2.5 MILLION workers who are going to have to deal with the legal nightmare that happens after getting hurt at work.

How unfortunate.

See, workers comp is supposed to help employees who get hurt on the job. But insurance companies will try every tactic in the book to avoid handing out paychecks. Denying claims. “Misplacing” paperwork. Whatever it takes.

Nobody wants to be that worker who needs help after already being injured. That’s why having an injury lawyer on your side matters.

Working with a contingency fee lawyer won’t cost you anything up front. That means no worries about paying legal fees when you’re already drowning in medical bills.

Learn how workplace injuries lead to:

• Legal nightmares
• Costs you didn’t know about
• What happens when your claim gets denied
• Why contingency fee attorneys exist
• How to protect yourself after an injury

How workplace injuries lead to legal nightmares

Did you know not every injury at work will be taken care of with an insurance payout?

The reality is that a lot of workplace injuries lead to complex legal battles. Some can even drag on for years.

Why?

There are multiple parties involved in every injury. The employer wants to save money. The insurance company wants to pay out as little as possible. The worker just wants to get better and move on.

All of these parties butt heads when there’s a workers comp case.

Questions like “Did this really happen at work?” “Is an old injury to blame?” or “Was the worker injured on time?” are all too common.

Anything that can shift responsibility or blame is what ends up leading to a legal nightmare.

It can also get messy if another party is responsible for your injury.

Say you were using defective equipment to do your job. Or a subcontractor was working with your employer and caused the injury. There are now multiple legal cases that could pop up.

Worker injuries are messy.

Costs you didn’t know about

Workplace injuries cost a pretty penny. Well over $58 billion dollars every year to be exact.

The United States spends that much on disabling workplace injuries every single year.

But that’s not the worst part.

Think about all of the costs that come with getting injured at work. Yes, there will be immediate medical costs. But there’s plenty of other things to think about.

• Time spent not working while you recover
• Limited earnings if you’re injured badly enough
• Stressfulness that your family has to deal with
• Career setbacks that could take years to recover from

These are all issues that come along with being injured at work. When an insurance company delays or denies your claim, it hurts you financially.

Which is exactly why you need a lawyer to fight these guys.

What happens when your claim gets denied

Here’s a fun fact for you…

Did you know workers comp claims get denied A LOT.

And a lot of the reasons aren’t even fair.

Statistics show that about 67% of denied claims end up getting paid by the insurance company within one year. If two-thirds of these claims should’ve been accepted, why do they even get denied in the first place?

Some of the most common denial reasons are:

• The worker didn’t report the injury soon enough
• There’s disagreement on if the injury occurred at work
• Not enough medical documentation is provided
• Blaming a pre-existing condition
• Worker missed a deadline to file

These are things that can be fixed with enough evidence.

But fighting an insurance company through a complicated appeals process is something most workers can’t do on their own.

Plus…

Denied claims that end up being paid actually cost more than claims that don’t get denied. The average payout on claims that were converted from denied status reached about 55% higher.

Insurance companies are literally losing themselves more money by denying people’s claims.

Crazy right?

But that’s exactly how the system is designed to work.

Why contingency fee attorneys exist

Did you know there are lawyers that don’t charge you up front?

They only charge you if you win your case.

Lawyers that work on a contingency fee basis.

These are the guys you want working for you after an injury at work.

Think about how stressful being injured is for you.

Now imagine adding medical bills on top of that and not being able to work. The last thing you need is to be stressed about paying your lawyer.

With contingency fees, there’s no risk for you. If you lose, your lawyer doesn’t get paid. Simple as that.

Workers injury lawyers that work on contingency fee basis allow you to:

• Avoid paying fees up front
• Have your lawyer’s interests aligned with you
• Let you fight back against big insurance companies
• Receive larger settlements

Contingency fees allow injured workers to get the legal help they need, regardless of their financial situation.

If you can’t afford a lawyer, you still won’t pay anything. But you also won’t receive the legal representation you deserve if you don’t hire a lawyer.

Insurance companies have teams of professionals working for them. You should too.

The best contingency fee worker injury lawyers know how the system works. They know how insurance companies deny claims. And more importantly, they know how to beat them at their own game.

How to protect yourself after an injury

Steps you take after being injured at work can determine whether you win your case.

Let’s go over some do’s and don’ts after being injured on the job.

DO… Report your injury to your employer as soon as it happens. Make sure to get a written confirmation that you told them about your injury.

DO… Immediately go see a doctor to evaluate your injury. Even if it feels minor. You’ll need medical records to support your case.

DO… Keep detailed records of everything. Take pictures of where you were injured. Save all medical bills and doctor visits. Print out all conversations with your employer and/or insurance company.

DON’T… Ever sign anything that your insurance company sends you without talking to a lawyer first.

Insurance companies want to save as much money as possible. A big way they do this is by getting you to sign paperwork that limits the amount they have to payout.

Once you sign that document, it’s over. You’ll most likely not be able to pursue any legal action against them.

Workplace injuries lead to painful legal battles

Being injured at work is tough enough on its own.

But being injured at work and then fighting for what you deserve from your employer and their insurance company is a nightmare.

Here’s what you should remember:

• Workplace injuries normally result in a back-and-forth battle. Between you, the worker and the insurance company.
• Insurance companies regularly deny claims. Many times, they don’t even have a reason to deny your claim from the start.
• Worker injury lawyers that work on contingency fees will cost you nothing up front and allow you to have the best shot at fighting your employer and their insurance company.
• After being injured at work, it’s crucial you understand what you should and shouldn’t do.

No one gets injured at work thinking about what might happen if they do.

But being prepared and having the right people on your side can make sure you get the compensation you deserve… Instead of getting stuck fighting for it.